Terms of Service

The Insourcia service, available at insourcia.io, app.insourcia.io, api.insourcia.io and mcp.insourcia.io, is published by Victor Jumbou, sole proprietor registered under SIREN number 911 812 428, whose registered office is in Nice (06200), France.

VAT not applicable, article 293 B of the French General Tax Code (small-business exemption).
Contact: contact@insourcia.io

These terms govern access to and use of the service, whatever the interface used: web application, API v1 or MCP server. Creating an account constitutes acceptance.

Insourcia gives access to information about French companies: identity and registration, directors and appointments, filed annual accounts, group links, published legal events, a credit risk score, and tools to search and monitor this information.

This information comes from French public registers (INPI/RNE, INSEE, BODACC, DECP) and from sector sources, consolidated and matched by us. The credit risk score is a statistical estimate produced by a model from published accounts.

Access requires a named account. Authentication is passwordless, by one-time code sent by email or by passkey. You are responsible for the confidentiality of your sign-in methods and of the API keys you generate, and for any activity carried out under your account.

An account is personal. Sharing your credentials or API keys with a third party is not allowed; the Team Pro plan exists for team use.

Plan	Price	Scope
Free	€0	Search and lookup, limited number of results and daily quota.
Pro	€49 / month or €490 / year	Extended quotas, pagination, detailed financial history, export.
Team Pro	€39 / seat / month or €390 / seat / year	Pro features for every member, shared workspace, minimum two seats.

Prices are net of VAT (small-business exemption). The subscription is charged in advance, monthly or yearly depending on the chosen plan, and renews automatically for the same period.

Included director emails. The Pro plan includes 100 verified professional email addresses per month, to be revealed in the application, renewed on the first day of each month. The Team Pro plan includes 100 verified addresses per month per seat, pooled within the team. The Pro plan trial includes 10 for its entire duration. Only verified addresses are counted; an unverifiable address that is served and a search that returns no result are not. Included addresses that are not used do not roll over from one month to the next. Beyond the included volume, reveals are refused; no additional reveals are offered for purchase.

Payments are processed by our provider Stripe. We do not store any bank details.

Prices may change. A change is announced at least thirty days before it takes effect and applies only from the next renewal; you remain free to cancel until then.

Each plan includes call quotas, measured over three sliding windows: the minute, the day and the month. They protect the availability of the service and define what the subscription covers. The quotas in force are shown in your account and in the documentation.

Reaching a quota temporarily suspends the calls concerned; it does not suspend your account or your subscription.

You agree not to:

• resell, redistribute or republish the data obtained, in whole or in substantial part, or build a competing database;
• circumvent quotas, technical limits or authentication mechanisms;
• use the service for unsolicited prospecting in breach of applicable rules, or for harassment or surveillance of natural persons;
• make a decision producing legal effects with regard to a person solely on the basis of automated processing, credit risk score included;
• undermine the security or availability of the service.

Data relating to directors concerns natural persons acting in a professional capacity. Its use must comply with the General Data Protection Regulation; you are responsible for the processing you carry out.

The service, its interface, its code and its databases remain the property of the publisher. The subscription grants a personal, non-exclusive and non-transferable right of use for the duration of the subscription.

The content you create in the service - watch lists, saved searches, annotations - belongs to you. You can export it at any time.

The information provided comes from sources that the publisher neither produces nor controls. It may contain errors, gaps or update delays specific to those sources. It is provided as is, without warranty of accuracy, completeness or timeliness.

The credit risk score is a statistical estimate, never an individual assessment of creditworthiness. It is neither financial advice, nor investment advice, nor a recommendation.

It is your responsibility to verify any information with the official sources before making a decision based on it. The publisher is not liable for decisions taken on the basis of the information provided, nor for indirect damages, in particular loss of business, revenue or opportunity.

In any event, and except in the case of gross negligence or wilful misconduct, the publisher's liability is limited to the sums actually paid during the twelve months preceding the event giving rise to liability.

The publisher uses reasonable means to ensure the availability of the service, without being bound by an obligation of result. Interruptions may occur for maintenance, in the event of a provider failure, or of an event beyond its control.

You may cancel your subscription at any time from your account. Cancellation takes effect at the end of the current, already paid period; no pro rata refund is made.

The publisher may suspend or terminate an account in the event of a breach of these terms, after formal notice that remained without effect for fifteen days, except for a serious breach justifying immediate suspension.

The service is intended for professionals. A consumer within the meaning of the French Consumer Code has a fourteen-day right of withdrawal; by requesting immediate access to the service, they waive it for the part already performed.

The processing of your personal data is described in our privacy policy (in French), which forms an integral part of these terms.

These terms may be amended. Any substantial change is announced at least thirty days before it takes effect. Continuing to use the service after that date constitutes acceptance.

These terms are governed by French law. Failing an amicable resolution, the dispute falls within the jurisdiction of the competent French courts.

A consumer may use a consumer mediator free of charge, or the European online dispute resolution platform: ec.europa.eu/consumers/odr

Version of October 26, 2026

1. Purpose

This agreement applies where the Customer has connected to the Service its own account with one of the enrichment providers that the Service allows to be connected, namely FullEnrich, Dropcontact, Apollo or Lusha (the "Provider" and the "Connected Account"), and a professional email address reveal is paid for by that account.

For this processing, Insourcia and the Customer are joint controllers within the meaning of article 26 of Regulation (EU) 2016/679. The processing covers the reveal request, its transmission to the provider, the receipt of the address and its delivery to the Customer.

The use the Customer subsequently makes of the address is its sole responsibility, under the terms of article 7 "Professional contact details".

2. Allocation of obligations

Insourcia:

• determines which persons may be revealed: directors of active companies, excluding persons who have objected with Insourcia or who have restricted the disclosure of their data with INSEE;
• provides the Customer with an information notice, attached to each address passed on, to be reproduced at the first contact;
• maintains the objection list and applies it to all of its customers;
• ensures the security of the Connected Account key, stored encrypted, never logged, and deleted when the Customer disconnects its account;
• receives and handles requests to exercise rights relating to the reveal, at rgpd@insourcia.io.

The Customer:

• holds a valid contract with the Provider and complies with its terms; the reveal request is issued under that contract, including its standard contractual clauses for transfers outside the European Union;
• requests a reveal only for professional contact related to the person's function;
• informs the person at the latest at the first contact (article 14.3.b), using the notice supplied with each address;
• forwards without delay to rgpd@insourcia.io any objection or request addressed to it that relates to data obtained through the Service.

3. Point of contact

Data subjects may exercise their rights with either controller. Insourcia is the designated point of contact: rgpd@insourcia.io. The essence of this agreement is made available to them in Insourcia's privacy policy.

4. Warranties

Each party answers for the obligations allocated to it in article 2. The Customer shall indemnify Insourcia against any claim, action or penalty resulting from the use it makes of the addresses obtained or from a breach of its obligations towards the Provider. Insourcia shall indemnify the Customer against any claim resulting from a failure to apply the objection list.

5. Term

This agreement applies for as long as the Connected Account remains connected, and for reveals made during that period.